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Hi, I'm Jay. I spent many years in financial ruin, and I never want to return. Luckily, most of my financial mishaps were in my early 20's. I have since become very interested in personal finance and investing. I have spent years researching, plotting, and planning ways to save money and make money.

When I started my financial journey, I had nothing but a little bit of intelligence, and a lot of common sense. It is a common misunderstanding that you must have a lot of money to make a lot of money. Not true! A little can go a long way if properly planned. I am no millionaire... not yet anyways. Follow me on my journey, and hopefully learn a thing or two along the way.

I must make it clear that anything I post on this blog, is for informational/educational purposes only. I am not a financial adviser, and you should always research on your own and/or consult with a professional adviser before doing anything. All opinions on this blog are mine and mine only. I am not being paid for any idea or opinion on this blog.

  • The cost of credit card debt

    Do you ever really look at your credit card bill? Do you fully understand just how much is going to interest every month? I know I didn’t look for many years, and I paid the price for it. APR: Annual… Read More ›

  • The price multiple

    P/E ratio… a value investors first clue. At least for me it is. If the P/E of a company I’m interested in, is not under the industry average, I will not look any further into the company. The P/E is… Read More ›

  • The value of saving for retirement

    Welcome to Investor Blitz! This blog is dedicated to all things financial. My goal is to educate those who are less educated when it comes to personal finance and economics. Let’s get started with my first post. Retirement savings. Sounds… Read More ›